Attention homeowners in Denver and Denver County: Get an Appraisal today!

Here are the top seven reasons why CO homeowners hire Fostvedt-Frey Appraisals, LLC.:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to reduce your monthly mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Settle an estate in CO by determining the true market value of real estate in question

Need help deciding the value of your house in or near Denver, CO?
Contact Fostvedt-Frey Appraisals, LLC..

We at Fostvedt-Frey Appraisals, LLC. understand the unique needs of a consumer looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. But as a general consumer,we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Fostvedt-Frey Appraisals, LLC., are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value judgement than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Fostvedt-Frey Appraisals, LLC. is experts in helping folks just like you dismiss unneeded and unwanted PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your home overvalued if your home is not appreciating as much as other houses close by. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. Getting an appraisal from Fostvedt-Frey Appraisals, LLC. is your perfect weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can this be disadvantageous from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Fostvedt-Frey Appraisals, LLC. can help you reinstate your home equity line of credit with an expert appraisal.

Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you'd like to have a seasoned expert double-check it for verity or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property.